eFalcon Life Insurance is an online life insurance comparison service for residents of North Carolina. You can compare the top quotes from over 40 companies for FREE in less than 30 Seconds!
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Seth Waller is the owner of eFalcon Life Insurance, a North Carolina based Life Insurance comparison service. His background includes Investment Advisor and Life Insurance Agent. Seth's goal is to help residents of North Carolina find and compare life insurance in a hassle-free way.
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eFalcon Life Insurance provides residents of North Carolina a fast and hassle-free way to find and compare life insurance quotes online. Our goal is to help you find the most affordable rates so you can get the life insurance protection that you family needs. We make the process easy so you can get back to enjoying life!
We provide online life insurance quotes for the following types of life insurance in North Carolina:
eFalcon Life Insurance offers life insurance solutions to both families and businesses located in North Carolina. As a resident of NC, we can help you save 50% to 70% on you life insurance premiums with top-rated insurance carriers.
Here’s a few things you need to know about life insurance differences in each state:
To protect the insured person on a life insurance policy, a guarantee association is by each state. This association includes all the insurance companies that are licensed to sell:
...so why are guarantee associations created?
In case a member (life insurance company) of the association becomes insolvent and has to be liquidated! If this happens the guarantee association will step in and provide protection up to the limits set forth in each state’s statutory limits. This insures that life insurance policy holders will be protected up to those limits.
Here’s some information on the NC state guarantee association:
In North Carolina, if a life insurance company goes out of business (becomes insolvent) the state’s guarantee association will step and continue coverage and pay claims to policy holders.
…how much will they pay claims for?
The NC State Guarantee Association offers policy holders protection up to $300,000. This the maximum amount that the is protected for any one insured. This means that if a person has multiple policies from one company that becomes insolvent, that one person is only protected up to this $300,000 amount.
Here’s more information on NC’s association:
PO Box 10219
Raleigh, NC 27605-0218
Telephone: (919) 833-6838
If you would like to look up the license status of a North Carolina Insurance Agent or Life Insurance company you can find that information on the NCDOI website:
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